Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Your No Excuse Budget

The biggest challenge when it comes to budgeting is getting over any emotions attached to how or why we spend our money.

I want to teach you the No Excuse Budget and how it can help you take control of your money and remove the guessing game.

TIP - Its very important that you do this with anyone that you share finances with ( for example your spouse ). Doing this process alone is impactful but it doesn't work to it fullest unless you complete this together if you have a significant partner in your life.  

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

A white picket fence is in front of the house.

Sell Smarter: Why Working with a Real Estate Agent May Beat Going Solo

By Kevin Brierton Team | December 21, 2023

Kevin Brierton – 12.21.2023 If you’re thinking about selling your house on your own, called “For Sale by Owner†or FSBO, there are some important things to consider. Going this route means taking on a lot of responsibilities by yourself – and that can be a bit of a headache. A recent report from the National Association of Realtors (NAR) found…

A black and white photo of a sign with the symbol for percent.

Why Mortgage Rates Could Continue To Decline

By Kevin Brierton Team | December 20, 2023

Kevin Brierton – 12.20.2023 When you read about the housing market, you’ll probably come across some information about inflation or recent decisions made by the Federal Reserve (the Fed). But how do those two things impact you and your homebuying plans? Here’s what you need to know. The Federal Funds Rate Hikes Have Stalled One of the Fed’s primary goals…

A woman sitting at a table with her laptop.

Expert Quotes on the 2024 Housing Market Forecast

By Kevin Brierton Team | December 19, 2023

Kevin Brierton – 12.19.2023 If you’re thinking about buying or selling a home soon, you probably want to know what you can expect from the housing market in 2024. In 2023, higher mortgage rates, confusion over home price headlines, and a lack of homes for sale created some challenges for buyers and sellers looking to make a move. But what’s on the horizon…

A woman shaking hands with an older man.

Why Now Is Still a Great Time To Sell Your House

By Kevin Brierton Team | December 18, 2023

Kevin Brierton – 12.18.2023 If you were worried buyer demand disappeared when mortgage rates went up, the data shows there are plenty of interested buyers still out there. The housing market isn’t as frenzied as it was during the â€˜unicorn’ years when buyer demand was through the roof, mortgage rates were historically low, and home values rose like we’ve never seen before. But…

Three people sitting at a table with a laptop

If Your House Hasn’t Sold Yet, It May Be Overpriced

By Kevin Brierton Team | December 14, 2023

Kevin Brierton – 12.14.2023 Has your house been sitting on the market for a while without selling? If so, you should know that’s pretty unusual, especially right now. That’s because the supply of homes available for sale is still far lower than what we’d see in a normal year. That means buyers have fewer options than they usually would, so…

A bird 's eye view of houses and trees in the evening.

The Surprising Trend in the Number of Homes Coming onto the Market

By Kevin Brierton Team | December 13, 2023

Kevin Brierton – 12.13.2023 If you’re thinking about moving, it’s important to know what’s happening in the housing market. Here’s an update on the supply of homes currently for sale. Whether you’re buying or selling, the number of homes in your area is something you should pay attention to. In the housing market, there are regular patterns that happen every…

A small house sitting on top of stacks of coins.

Down Payment Assistance Programs Can Help Pave the Way to Homeownership

By Kevin Brierton Team | December 12, 2023

Kevin Brierton – 12.12.2023 If you’re looking to buy a home, your down payment doesn’t have to be a big hurdle. According to the National Association of Realtors (NAR), 38% of first-time homebuyers find saving for a down payment the most challenging step. But the reality is, you probably don’t need to put down as much as you think:…

A family sitting on the floor in their new home

The Perfect Home Could Be the One You Perfect After Buying

By Kevin Brierton Team | December 11, 2023

Kevin Brierton – 12.11.2023 There’s no denying mortgage rates and home prices are higher now than they were last year and that’s impacting what you can afford. At the same time, there are still fewer homes available for sale than the norm. These are two of the biggest hurdles buyers are facing today. But there are ways to overcome these things and…

A man and woman in business attire holding papers.

Why You Should Use a Real Estate Agent When You Buy a Home

By Kevin Brierton Team | December 7, 2023

Kevin Brierton – 12.7.2023 If you’ve recently decided you’re ready to become a homeowner, chances are you’re trying to figure out what to do first. It can feel a bit overwhelming to know where to start, but the good news is you don’t have to navigate all of that alone. When it comes to buying a…

A green door is in front of the house.

How To Turn Homeownership into a Side Hustle

By Kevin Brierton Team | December 6, 2023

Kevin Brierton – 12.6.2023 Does the rising cost of just about everything these days make your dream of owning your own home feel less within reach? According to Bankrate, many people are seeking additional income through side hustles, possibly to cope with those increasing expenses and save for a home. This trend is particularly popular with younger individuals…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!