Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Your No Excuse Budget

The biggest challenge when it comes to budgeting is getting over any emotions attached to how or why we spend our money.

I want to teach you the No Excuse Budget and how it can help you take control of your money and remove the guessing game.

TIP - Its very important that you do this with anyone that you share finances with ( for example your spouse ). Doing this process alone is impactful but it doesn't work to it fullest unless you complete this together if you have a significant partner in your life.  

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

A blue table with four stacks of money on it.

Expert Home Price Forecasts Revised Up for 2023

By Kevin Brierton Team | September 5, 2023

Kevin Brierton – 9.5.2023 Toward the end of last year, there were a number of headlines saying home prices were going to fall substantially in 2023. That led to a lot of fear and questions about whether there was going to be a repeat of the housing crash that happened back in 2008. But the headlines got…

A woman sitting on the couch looking at her phone.

Why It’s Still a Seller’s Market Today

By Kevin Brierton Team | September 4, 2023

Kevin Brierton – 9.4.2023 Even though activity in the housing market has slowed from the frenzy that was the â€˜unicorn’ years, it’s still a seller’s market because the supply of homes for sale is so low. But what does that really mean for you? And why are conditions today so good if you want to sell your house? The…

A blue and white image of a house with the words " warren buffett goldman sachs think home price ".

Warren Buffett and Goldman Sachs Do Not Think Home Prices Will Fall – What Are They Seeing?

By Kevin Brierton Team | September 1, 2023

The U.S. housing market is going through a crucial period in 2023, and there are a lot of conflicting opinions about where things are headed. Some believe that the trajectory of home prices over the last few years means we are due for a market correction, while others look at supply and demand data and…

A row of houses with green grass on the front lawn.

How Inflation Affects the Housing Market

By Kevin Brierton Team | August 31, 2023

Kevin Brierton – 8.31.2023 Have you ever wondered how inflation impacts the housing market? Believe it or not, they’re connected. Whenever there are changes to one, both are affected. Here’s a high-level overview of the connection between the two. The Relationship Between Housing Inflation and Overall Inflation Shelter inflation is the measure of price growth specific to housing.…

A person is holding up a wooden house

Buyer Traffic Is Still Stronger than the Norm

By Kevin Brierton Team | August 30, 2023

Kevin Brierton – 8.30.2023 Are you putting off selling your house because you’re worried no one’s buying because of where mortgage rates are? If so, know this: the latest data shows plenty of buyers are still out there, and they’re purchasing homes today. Here’s the data to prove it. The ShowingTime Showing Index is a measure of buyers touring homes. The…

A young family sitting on the floor of their home.

Why You May Still Want To Sell Your House After All

By Kevin Brierton Team | August 29, 2023

Kevin Brierton – 8.29.2023 Even though you may feel reluctant to sell your house because you don’t want to take on a mortgage rate that’s higher than the one you have now, there’s more to consider. While the financial side of things does matter, your personal needs may actually matter just as much. As an article from Bankrate says: “Deciding whether…

A woman and a girl in the kitchen

Gen Z: The Next Generation Is Making Moves in the Housing Market

By Kevin Brierton Team | August 28, 2023

Kevin Brierton – 8.28.2023 Generation Z (Gen Z) is eager to put down their own roots and achieve financial independence. As a result, they’re turning to homeownership. According to the latest Home Buyers and Sellers Generational Trends Report from the National Association of Realtors (NAR), 30% of Gen Z buyers transitioned straight from living under their parents’ roofs to owning…

A man sitting at his desk looking at his phone.

More Jobs and Better Pay Leads to More Buyer Demand

By Kevin Brierton Team | August 24, 2023

Kevin Brierton – 8.24.2023 There’s been talk about a recession for quite a while now. But the economy has been remarkably resilient. Why? One reason is employment and wages have stayed strong. Let’s look at the latest information on each one and why both are good news if you’re thinking about selling your house. More…

A group of people sitting around each other.

Why You Need a True Expert in Today’s Housing Market

By Kevin Brierton Team | August 23, 2023

Kevin Brierton – 8.23.2023 The housing market continues to shift and change, and in a fast-moving landscape like we’re in right now, it’s more important than ever to have a trusted real estate agent on your side. Whether you’re buying your first home or selling once again, it’s mission-critical to work with an expert who can…

A living room with stairs and a coffee table

Why You Don’t Need To Fear the Return of Adjustable-Rate Mortgages

By Kevin Brierton Team | August 22, 2023

Kevin Brierton – 8.22.2023 If you remember the housing crash back in 2008, you may recall just how popular adjustable-rate mortgages (ARMs) were back then. And after years of being virtually nonexistent, more people are once again using ARMs when buying a home. Let’s break down why that’s happening and why this isn’t cause for…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!