Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Your No Excuse Budget

The biggest challenge when it comes to budgeting is getting over any emotions attached to how or why we spend our money.

I want to teach you the No Excuse Budget and how it can help you take control of your money and remove the guessing game.

TIP - Its very important that you do this with anyone that you share finances with ( for example your spouse ). Doing this process alone is impactful but it doesn't work to it fullest unless you complete this together if you have a significant partner in your life.  

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

A person holding a house and pen on top of papers.

What Experts Project for Home Prices Over the Next 5 Years

By Kevin Brierton Team | September 12, 2023

Kevin Brierton – 9.12.2023 If you’re planning to buy a home, one thing to consider is what experts project home prices will do in the future and how that might affect your investment. While you may have seen negative news over the past year about home prices, they’re doing far better than expected and are rising across the country. And…

Two seniors high five outdoors.

Planning to Retire? Your Equity Can Help You Make a Move

By Kevin Brierton Team | September 11, 2023

Kevin Brierton – 9.11.2023 Reaching retirement is a significant milestone in life, bringing with it a lot of change and new opportunities. As the door to this exciting chapter opens, one thing you may be considering is selling your house and finding a home better suited for your evolving needs. Fortunately, you may be in a better position…

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Get Ready for Smaller, More Affordable Homes

By Kevin Brierton Team | September 7, 2023

Kevin Brierton – 9.7.2023 Have you been trying to buy a home, but higher mortgage rates and home prices are limiting your options? If so, here’s some good news – based on what Ali Wolf, Chief Economist at Zonda, has to say â€“ smaller, more affordable homes are on the way: “Buyers should expect that over the next 12 to 24 months there will…

Two men sitting at a table talking to each other.

Mortgage Rates: Past, Present, and Possible Future

By Kevin Brierton Team | September 6, 2023

Kevin Brierton – 9.6.2023 If you’re hoping to buy a home this year, you’re probably paying close attention to mortgage rates. Since mortgage rates impact what you can afford when you take out a home loan – and affordability is a challenge today – it’s a good time to look at the big picture of where mortgage rates…

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Look Beyond Rates: The Keys to Picking the Right Mortgage Lender

By Kevin Brierton Team | September 6, 2023

In an environment where mortgage rates are rising, many homebuyers decide that getting the lowest interest rate is the most important factor when choosing a mortgage lender. And while a competitive rate is important and should be considered when shopping for a home loan, focusing solely on the rate and ignoring other important parts of…

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Expert Home Price Forecasts Revised Up for 2023

By Kevin Brierton Team | September 5, 2023

Kevin Brierton – 9.5.2023 Toward the end of last year, there were a number of headlines saying home prices were going to fall substantially in 2023. That led to a lot of fear and questions about whether there was going to be a repeat of the housing crash that happened back in 2008. But the headlines got…

A woman sitting on the couch looking at her phone.

Why It’s Still a Seller’s Market Today

By Kevin Brierton Team | September 4, 2023

Kevin Brierton – 9.4.2023 Even though activity in the housing market has slowed from the frenzy that was the â€˜unicorn’ years, it’s still a seller’s market because the supply of homes for sale is so low. But what does that really mean for you? And why are conditions today so good if you want to sell your house? The…

A blue and white image of a house with the words " warren buffett goldman sachs think home price ".

Warren Buffett and Goldman Sachs Do Not Think Home Prices Will Fall – What Are They Seeing?

By Kevin Brierton Team | September 1, 2023

The U.S. housing market is going through a crucial period in 2023, and there are a lot of conflicting opinions about where things are headed. Some believe that the trajectory of home prices over the last few years means we are due for a market correction, while others look at supply and demand data and…

A row of houses with green grass on the front lawn.

How Inflation Affects the Housing Market

By Kevin Brierton Team | August 31, 2023

Kevin Brierton – 8.31.2023 Have you ever wondered how inflation impacts the housing market? Believe it or not, they’re connected. Whenever there are changes to one, both are affected. Here’s a high-level overview of the connection between the two. The Relationship Between Housing Inflation and Overall Inflation Shelter inflation is the measure of price growth specific to housing.…

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Buyer Traffic Is Still Stronger than the Norm

By Kevin Brierton Team | August 30, 2023

Kevin Brierton – 8.30.2023 Are you putting off selling your house because you’re worried no one’s buying because of where mortgage rates are? If so, know this: the latest data shows plenty of buyers are still out there, and they’re purchasing homes today. Here’s the data to prove it. The ShowingTime Showing Index is a measure of buyers touring homes. The…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!