Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Beware of Homeowner "Final Notice" Letters... Read the fine print

I recently received a call from a past client who received a letter similar to this one. Unfortunately, I was unable to prevent them from paying for a home warranty they didn't need.

I want to caution you about letters that arrive in the mail and use scare tactics to prompt action. These third-party entities may attempt to sell you unnecessary life insurance, home warranties, or even charge you for a copy of your deed of trust. In this week's Saturday Strategy video, I will share an example of a mailer I recently received.

It is crucial to carefully read the fine print and remember that you can always send us a photo of the mailer to obtain our opinion before taking any action.

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

* Did you know we can finance in 45 states?

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A Real Estate Agent Helps Take the Fear Out of the Market

By Kevin Brierton Team | October 30, 2023

Kevin Brierton – 10.30.2023 Do negative headlines and talk on social media have you feeling worried about the housing market? Maybe you’ve even seen or heard something lately that scares you and makes you wonder if you should still buy or sell a home right now. Regrettably, when news in the media isn’t easy to understand, it can make people…

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Affordable Homeownership Strategies for Gen Z

By Kevin Brierton Team | October 26, 2023

Kevin Brierton – 10.26.2023 The idea of owning a home has always been a big part of the American Dream. It’s a symbol of stability, independence, and having a place to truly call your own. But for Gen Z, the “Zoomers” born between 1997 and 2012, making that dream a reality can feel like quite…

A house with grass and trees in front of it.

Invest in Yourself by Owning a Home

By Kevin Brierton Team | October 25, 2023

Kevin Brierton – 10.25.2023 Are you wondering if it makes sense to buy a home right now? While today’s mortgage rates might seem a bit intimidating, here are two compelling reasons why it still may be a good time to become a homeowner. Home Values Appreciate Over Time There’s been a lot of confusion around what’s happened with home prices…

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The Perks of Selling Your House When Inventory Is Low

By Kevin Brierton Team | October 24, 2023

Kevin Brierton – 10.24.2023 When it comes to selling your house, you’re probably trying to juggle the current market conditions and your own needs as you plan your move. One thing that may be working in your favor is how few homes there are for sale right now. Here’s what you need to know about the current inventory situation and…

A chalkboard with the word " dollars " written in chalk.

Why Home Prices Keep Going Up

By Kevin Brierton Team | October 23, 2023

Kevin Brierton – 10.23.2023 If you’ve ever dreamed of buying your own place or selling your current house to upgrade, you’re no stranger to the rollercoaster of emotions that changing home prices can stir up. It’s a tale of financial goals, doubts, and a dash of anxiety that many have been through. But if you put off…

A judge 's gavel and paper cut outs of family with house

Understanding Your Mortgage Options During a Divorce

By Kevin Brierton Team | October 19, 2023

Divorce is never easy. It is often painful, complicated and something that most people just want to get through.  Whether you are legally separated, getting divorced, or already divorced, you may need to remove your ex from your mortgage and assume the loan on your own and you may be wondering what your options are. …

A man and woman sitting at a table with papers.

The Risks of Selling Your House on Your Own

By Kevin Brierton Team | October 19, 2023

Kevin Brierton – 10.19.2023 Are you thinking about selling your house as a For Sale by Owner (FSBO)? If so, know there’s a whole lot more time and expertise needed in that process than you might think. While the idea of doing it all by yourself might seem tempting, it’s important to recognize the challenges…

A man holding a baby in his arms.

What Are the Real Reasons You Want To Move Right Now?

By Kevin Brierton Team | October 18, 2023

Kevin Brierton – 10.18.2023 If you’re considering selling your house right now, it’s likely because something in your life has changed. And while things like mortgage rates play a big role in your decision, you don’t want that to overshadow why you thought about making a move in the first place. It’s true mortgage rates are higher right now, and that…

A group of people standing outside of a house.

How Buying a Multi-Generational Home Helps with Affordability Today

By Kevin Brierton Team | October 17, 2023

Kevin Brierton – 10.17.2023 In today’s world of rising housing costs, many buyers are looking for ways to still be able to buy a home. Some of them have found a solution in multi-generational living. Multi-generational living is when two or more adult generations live together under one roof. This includes siblings, parents, or even grandparents.…

A wooden block with a red question mark and a percent sign.

Are Higher Mortgage Rates Here To Stay?

By Kevin Brierton Team | October 16, 2023

Kevin Brierton – 10.16.2023 Mortgage rates have been back on the rise recently and that’s getting a lot of attention from the press. If you’ve been following the headlines, you may have even seen rates recently reached their highest level in over two decades (see graph below):   That can feel like a little bit of a gut punch…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!