Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Bridge loan comparisons

We know many of you are navigating the tricky waters of selling one house and buying another. Whether you're considering this for your primary residence or investment properties, we have a solution that could be a game-changer.

Here's a quick rundown of the key points:

Bridge Loans Explained: Our Bridge Loan Program allows you to secure a loan on the house you're selling. This means you don't have to worry about leaving your current home or having a mortgage on it.

Investment Properties Included: This isn't just for your primary residence. It's also designed for investment properties, giving you flexibility and options.

Cash Buying Power: With this bridge loan, you can use the secured funds to buy your new property in cash. No need to identify your next home upfront.

Interest Rates Vary: Keep in mind that interest rates may vary based on factors like credit scores, so we'll work closely with you to find the best solution.

Not All Lenders Offer This: While this fantastic program is available, it's not offered by every lender. It's essential to do your homework and work with experts like us who understand the intricacies.

Check out are comparison I ran comparing a new first mortgage, 1st mortgage and HELOC and a bridge loan. --  https://mcedge.tv/46ed8o

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

 

House model with money and clock.

The Top 2 Things Homeowners Need To Know Before Selling

By Kevin Brierton Team | November 19, 2025

Here’s something you should know before you sell your house. The homeowners who win in today’s market aren’t the ones waiting it out or stepping back. They’re the ones who adapt from the start. A number of homeowners this year didn’t get the outcome they wanted. But it’s not because something’s wrong with the market. It’s…

Liquidity prioritized over paid-off mortgage illustration.

Liquidity Matters More Than a Paid-Off Mortgage

By Kevin Brierton Team | November 18, 2025

Most people were raised to believe the ultimate financial goal is a paid-off house. It feels safe, it feels responsible, and it feels like the “right” thing to do. But when you look at it through the Borrow Smart | Repay Smart lens, you realize something important: equity is not the same as liquidity—and liquidity…

Inside Lending newsletter cover with text.

More Listings, Easier Credit, and the Strongest November in 3 Years

By Kevin Brierton Team | November 17, 2025

Inside Lending – Week of November 17, 2025 QUOTE OF THE WEEK “If you want to kill any idea in the world, get a committee working on it.”—Charles Kettering, American inventor, engineer, and businessman  NATIONAL MARKET UPDATE The Mortgage Bankers Association (MBA) noted homebuying got off to its strongest November start in three years, as…

Rooftops of suburban houses under clear sky.

Would You Let $80 a Month Hold You Back from Buying a Home?

By Kevin Brierton Team | November 14, 2025

By Kevin Brierton | Your No Excuse Lender A lot of buyers are stuck in “wait and see” mode right now. They’re watching rates hover a little above 6% and thinking, I’ll buy once they hit the 5s. Because who doesn’t want a better rate? But here’s the thing: that 5.99% number might not save you…

Stacks of dollar bills on colorful background.

Why Your Home Equity Still Puts You Way Ahead

By Kevin Brierton Team | November 13, 2025

If you’ve seen headlines about home prices dropping, it’s easy to wonder what that means for the value of your home too. Here’s what you really need to know. Even with small price declines in some markets, data shows you’re likely still way ahead. And that’s thanks to your home equity. The Relationship Between Home Prices and Equity Home…

Wooden blocks with question marks in line.

Are Builders Overbuilding Again? Let’s Look at the Facts.

By Kevin Brierton Team | November 12, 2025

If it feels like you’re seeing new construction signs pop up everywhere, you’re not wrong. Builders have been busy. And it’s left some people wondering: Are we overbuilding like we did right before the 2008 housing crash? No matter what you may hear in the news, there’s no reason for alarm. In reality, data shows builders aren’t racing ahead, they’re…

Borrow Smart, Repay Smart promotional poster.

The New “Location, Location, Location”: Borrow Smart, Repay Smart™

By Kevin Brierton Team | November 11, 2025

For decades, real estate success was defined by one phrase — location, location, location.But today, the smartest homeowners and advisors know the game has changed.The new mantra is Borrow Smart, Repay Smart™. True financial success isn’t about where you buy — it’s about how you borrow, manage, and repay. The old “location” used to refer…

Soldier returning home to happy family reunion.

The VA Home Loan Advantage: What Every Veteran Should Know Right Now

By Kevin Brierton Team | November 11, 2025

If you’ve served in the military (or if your spouse has), you have access to one of the most powerful homebuying tools out there. The chance to buy a home without having a down payment. Unfortunately, 70% of Veterans (that’s 7 out of every 10) don’t know about this benefit, according to Veterans United. And that’s a big…

Inside Lending: Affordability Improving, Buyers Notice.

Affordability Is Improving—And Buyers Are Taking Notice

By Kevin Brierton Team | November 10, 2025

Inside Lending – Week of November 10, 2025 QUOTE OF THE WEEK “When we ask for advice, we are usually looking for an accomplice.”—Saul Bellow, Canadian-American writer   NATIONAL MARKET UPDATE Freddie Mac’s Chief Economist noted that in the current market, on a median-priced home, a homebuyer could “save thousands annually compared to earlier this year,…

Suburban neighborhood with houses and greenery.

What a Government Shutdown Really Means for the Housing Market

By Kevin Brierton Team | November 6, 2025

There’s been a lot of talk lately about how a government shutdown impacts the housing market. You might be wondering: Is it causing everything to grind to a halt? The short answer? No. The housing market doesn’t stop. It keeps moving. Homes are still being bought and sold, contracts are still being signed, and closings are still…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!