Kevin Brierton - Branch Manager CLA, CMPS, NMLS 599873
Your No Excuse Lender
As YOUR NO EXCUSE LENDER, we provide clear communication, great follow-up, and on-time closings—no excuses. Our mission is to empower families and partners with a more confident mortgage experience. We’re not just here for the pre-approval and loan process; we’re committed to guiding our clients for the next 30 years, helping them grow wealth through smart mortgage strategies
Clear. Consistent. On-Time. = No Excuses
Kevin Brierton Team
The Kevin Brieton Team is committed to helping our clients grow their wealth and better understand their holistic financial situation, not just to give them debt.
Whether you need a Conventional loan, FHA loan, VA loan, Jumbo loan, Reverse Mortgage, Renovation loan, Home Equity Lines of Credit ( HELOC ) or a non QM Portfolio loan we are here to educate and serve you! Learn more about Loan Types
You Deserve More.... You Deserve a No Excuse Mortgage Process
Are you sick of excuses from lenders & banks? We are too!
We have built a No Excuse Mortgage Process backed by a No Excuse Promise designed to provide an process that provides clear communication, great follow up and on time closings with no excuses.
Families Not Files
Our loan files are titled FAMILIES rather than "files" because the team understands that a family trusts us behind all that paperwork.
We work towards getting these families a place to call home now and into the future. Kevin Brierton Team is here to create lifelong clients with our world-class services.
FREE Mortgage Payment Calculator & Mortgage Rate Updates
Buyer Demand Surges as Affordability Improves
Inside Lending – Week of October 27, 2025 “Have you ever noticed that anybody driving slower than you is an idiot, and anyone going faster than you is a maniac?”—George Carlin, American stand-up comedian, actor, and author NATIONAL MARKET UPDATE Existing Home Sales grew 1.5% in September as the median price declined and affordability improved….
The Reason Homes Feel Like They Cost So Much (It’s Not What You Think)
By Kevin Brierton MLO NMLS 599873 | Your No Excuse Lender Scroll through your feed and you’ll see plenty of finger-pointing about why homes cost so much. And according to a national survey, a lot of people believe big investors are to blame. Even though data shows that’s not true, nearly half of Americans surveyed…
📉 Homebuilder Confidence Rises as Affordability Improves
Inside Lending for the week of OCTOBER 20, 2025 QUOTE OF THE WEEK “Sometimes you lie in bed at night and you don’t have a single thing to worry about. That always worries me!”—Charlie Brown, Peanuts character created by Charles M. Schultz NATIONAL MARKET UPDATE Housing Starts and Building Permits were off in September, as builders…
Planning To Sell in 2026? Start the Prep Now
You’ve got big plans for 2026. But what you do this year could be the difference between a smooth sale and a stressful one. If you’re thinking of selling next spring (the busiest season in real estate), the smartest move you can make is to start prepping now. As Realtor.com says: “If you’re aiming to sell in 2026, now…
Is the Housing Market Going To Crash? Here’s What Experts Say
If you’ve seen headlines or social posts calling for a housing crash, it’s easy to wonder if home values are about to take a hit. But here’s the simple truth. The data doesn’t point to a crash. It points to slow, continued growth. And sure, it’s going to vary by local area. Some markets will see prices rise…
Rule of 72: The Fastest Way to Measure the Power of Time and Interest
By Kevin Brierton | Your No Excuse Lender | Branch Manager NMLS 599873 | CMPS | CLA Have you ever wondered how long it takes for your money to double?The answer might be simpler—and more powerful—than you think. In the Borrow Smart and Certified Liability Advisor programs, we teach that money is always moving. It’s…
How DSCR Loans Are Helping Investors Buy More Properties Without Tax Returns
By Kevin Brierton NMLS 599873 | Your No Excuse Lender | BM | CMPS | CLA If you’re an investor or thinking about becoming one, you’ve probably heard the term DSCR loan floating around. It’s one of the most powerful loan programs available today — especially if you want to expand your real estate portfolio…
Should I Pay Off My Mortgage?
It’s one of the most common questions I hear:“Should I pay off my mortgage early?” On the surface, it sounds simple — who wouldn’t want to live debt-free? But as a Certified Liability Advisor, I’ve learned that the better question is:“Will paying off my mortgage make me wealthier… or just make me feel safer?” Let’s…
The $280 Shift in Affordability Every Homebuyer Should Know
If you paused your plans to move because of high rates or prices, it may finally be time to take a second look at your numbers. Affordability is improving in 39 of the top 50 markets, according to First American. And that’s the 5th straight month where buying a home has started to get a little bit easier. Let’s break this down…
Winter 2025 / 2026 - Buying & Selling Guides
Thinking About Buying a Home?
The process of buying a home can be overwhelming at times, but you don’t need to go through it alone.
You may be wondering if now is a good time to buy a home…or if interest rates are projected to rise or fall. The free eGuide below will answer many of your questions and likely bring up a few things you didn’t even know you should consider when buying a home.
Simply fill out the form below to receive your copy of the eGuide, and feel free to get in touch if you have any questions.
Click Here to Download
Thinking About Selling Your House Soon?
It’s difficult to know when is the best time to sell, or how to get the most money for your house, but you don’t need to go through the process alone.
You may be wondering if prices are projected to rise or fall…or how much competition you may be facing in your market. The free eGuide below will answer many of your questions and likely bring up a few things you haven’t even thought about yet.
Simply fill out the form below to receive your copy of the eGuide, and feel free to get in touch if you have any questions.
