Mortgage Talk - Blog

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Liquidity Matters More Than a Paid-Off Mortgage

Most people were raised to believe the ultimate financial goal is a paid-off house. It...
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More Listings, Easier Credit, and the Strongest November in 3 Years

Inside Lending – Week of November 17, 2025 QUOTE OF THE WEEK “If you want...
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Would You Let $80 a Month Hold You Back from Buying a Home?

By Kevin Brierton | Your No Excuse Lender A lot of buyers are stuck in...
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Why Your Home Equity Still Puts You Way Ahead

If you’ve seen headlines about home prices dropping, it’s easy to wonder what that means...
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Are Builders Overbuilding Again? Let’s Look at the Facts.

If it feels like you’re seeing new construction signs pop up everywhere, you’re not wrong. Builders have...
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The New “Location, Location, Location”: Borrow Smart, Repay Smart™

For decades, real estate success was defined by one phrase — location, location, location.But today,...
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The VA Home Loan Advantage: What Every Veteran Should Know Right Now

If you’ve served in the military (or if your spouse has), you have access to...
Inside Lending: Affordability Improving, Buyers Notice.

Affordability Is Improving—And Buyers Are Taking Notice

Inside Lending – Week of November 10, 2025 QUOTE OF THE WEEK “When we ask...
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What a Government Shutdown Really Means for the Housing Market

There’s been a lot of talk lately about how a government shutdown impacts the housing...
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Rates Down, Inventory Up—Buyers Regain Leverage

Inside Lending – Week of November 3, 2025  QUOTE OF THE WEEK   “Most of what...