Posts Tagged ‘refinance’
Why The No-Cost Refinance Makes Sense – Buy Now, Build Equity, and Save Big in 2024
Owning a home is a crucial part of finding financial freedom, but deciding when to make the move into homeownership is never an easy decision. That decision is especially hard today with home prices and mortgage rates at record highs. Buying a home now would likely come with a housing payment that is significantly higher…
Read MoreDebt-Consolidation Refinance: Use Your Home Equity to Pay Off Debt and Save Money
Kevin Brierton – 11.14.2023 Even if you have a low rate on your mortgage, do you know how much you’re paying in interest each month for your credit cards, vehicles, and other personal debts? Managing debts with high-interest rates can feel like an uphill battle. Monthly debt payments take over a large chunk of your…
Read MoreNo, A ‘Housing Recession’ Does Not Mean Falling Home Prices
Kevin Brierton – 11.13.2023 Last week, an article was posted to fortune.com with this headline: The housing market is headed back to a 1980s-style recession, Wells Fargo says—and it’s all because of ‘higher for longer’ mortgage rates On first read, this clearly sounds like a warning that home prices are going to fall because of…
Read MoreThinking About Using Your 401(k) To Buy a Home?
Kevin Brierton – 11.8.2023 Are you dreaming of buying your own home and wondering about how you’ll save for a down payment? You’re not alone. Some people think about tapping into their 401(k) savings to make it happen. But before you decide to dip into your retirement to buy a home, be sure to consider all possible alternatives and talk…
Read MoreExplaining Adjustable Rate Mortgages
Kevin Brierton – 10.8.2023 When it comes to mortgages, there’s a wide array of options to choose from, and one that often piques the interest of homebuyers is the adjustable-rate mortgage or ARM. But what exactly is an ARM, and how does it differ from the more traditional fixed-rate mortgage? Let’s break it down: What…
Read MoreSellers: Don’t Let These Two Things Hold You Back
Kevin Brierton – 8.1.2023 Many homeowners thinking about selling have two key things holding them back. That’s feeling locked in by today’s higher mortgage rates and worrying they won’t be able to find something to buy while supply is so low. Let’s dive into each challenge and give you some helpful advice on how to overcome these…
Read MoreTwo Questions To Ask Yourself if You’re Considering Buying a Home
Kevin Brierton – 7.5.2023 If you’re thinking of buying a home, chances are you’re paying attention to just about everything you hear about the housing market. And you’re getting your information from a variety of channels: the news, social media, your real estate agent, conversations with friends and loved ones, overhearing someone chatting at the…
Read MoreWhy Today’s Housing Market Is Not About To Crash
Kevin Brierton – 5.9.2023 There’s been some concern lately that the housing market is headed for a crash. And given some of the affordability challenges in the housing market, along with a lot of recession talk in the media, it’s easy enough to understand why that worry has come up. But the data clearly shows…
Read More