Saturday Strategy
Mortgage FAQ's, did you knows and much more...
Your No Excuse Budget
The biggest challenge when it comes to budgeting is getting over any emotions attached to how or why we spend our money.
I want to teach you the No Excuse Budget and how it can help you take control of your money and remove the guessing game.
TIP - Its very important that you do this with anyone that you share finances with ( for example your spouse ). Doing this process alone is impactful but it doesn't work to it fullest unless you complete this together if you have a significant partner in your life.
P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home? We'd love to help! You can just text/call me at 480.553.8770.
Today’s Home Price Appreciation Is Great News for Existing Homeowners
Kevin Brierton – 5.2.2022 If you’re planning to sell your home this season, rising prices are great news for you. But it’s important to understand why prices are rising to begin with. One major factor is supply and demand. In any industry, when there are more buyers for an item than there are of that item available, prices naturally rise. In those situations,…
What You Need To Know About Selling in a Sellers’ Market
Kevin Brierton – 4.28.2022 Even if you haven’t been following real estate news, you’ve likely heard about the current sellers’ market. That’s because there’s a lot of talk about how strong market conditions are for people who want to sell their houses. But if you’re thinking about listing your house, you probably want to know: what does being in…
The Dream of Homeownership Is Worth the Effort
Kevin Brierton – 4.27.2022 If you’re in the market to buy a home this season, stick with it. Homebuyers face challenges in any market, and today’s is no exception. But if you persevere, your decision to purchase a home will be worth the effort in the end. In fact, a recent survey from Bankrate shows homeownership is so powerful…
How Homeownership Can Help Shield You from Inflation
Kevin Brierton – 4.26.2022 If you’re following along with the news today, you’ve likely heard about rising inflation. You’re also likely feeling the impact in your day-to-day life as prices go up for gas, groceries, and more. These rising consumer costs can put a pinch on your wallet and make you re-evaluate any big purchases…
Is It Enough To Offer Asking Price in Today’s Housing Market?
Kevin Brierton – 4.25.2022 If you’re planning to buy a home this season, you’re probably thinking about what you’ll need to do to get your offer accepted. In previous years, it was common for buyers to try and determine how much less than the asking price they could offer to still get the home. The buyer and…
Why This Housing Market Is Not a Bubble Ready To Pop
Kevin Brierton – 4.21.2022 Homeownership has become a major element in achieving the American Dream. A recent report from the National Association of Realtors (NAR) finds that over 86% of buyers agree homeownership is still the American Dream. Prior to the 1950s, less than half of the country owned their own home. However, after World War II, many returning veterans used…
How To Approach Rising Mortgage Rates as a Buyer
Kevin Brierton – 4.20.2022 In the last few weeks, the average 30-year fixed mortgage rate from Freddie Mac inched up to 5%. While that news may have you questioning the timing of your home search, the truth is, timing has never been more important. Even though you may be tempted to put your plans on hold in…
Why Pre-Approval Is an Important Step for Today’s Homebuyers
Kevin Brierton – 4.19.2022 Being intentional and competitive are musts when buying a home this season. That’s why pre-approval is so important today. Pre-approval from a lender is the only way to know your true price range and how much money you can borrow for your loan. Peter Warden, Editor of The Mortgage Reports, explains: “The lender will check…
Is It Time To Buy a Smaller Home?
Kevin Brierton – 4.18.2022 Life events can have a major impact on what you need from your home, and retirement is one of the biggest changes many of us face. This period of your life can mean doing more of the things you enjoy, like traveling, visiting with loved ones, or taking on new hobbies.…
How to Understand Your Home Appraisal
COMPS, ADJUSTMENTS, AND THE APPRAISER’S ESTIMATE OF VALUE WHAT IS AN APPRAISAL? A home appraisal is an estimate of your home’s value. It’s simply a professional appraiser’s opinion of what he/she thinks your home may be worth. Mortgage lenders base your loan amount on the LESSER of the appraised value or the purchase price. HOW…
P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!