Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Your No Excuse Budget

The biggest challenge when it comes to budgeting is getting over any emotions attached to how or why we spend our money.

I want to teach you the No Excuse Budget and how it can help you take control of your money and remove the guessing game.

TIP - Its very important that you do this with anyone that you share finances with ( for example your spouse ). Doing this process alone is impactful but it doesn't work to it fullest unless you complete this together if you have a significant partner in your life.  

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

A dining room table with chairs and a potted tree.

How Your Equity Can Grow over Time

By Kevin Brierton Team | July 6, 2022

Kevin Brierton – 7.6.2022 It’s true that record levels of home price appreciation have spurred significant equity gains for homeowners over the past few years. As Diana Olick, Real Estate Correspondent at CNBC, says: “The stunning jump in home values over the course of the Covid-19 pandemic has given U.S. homeowners record amounts of housing wealth.†That’s great for your home’s…

A woman holding two children and smiling.

Is Homeownership Still the American Dream?

By Kevin Brierton Team | July 5, 2022

Kevin Brierton – 7.5.2022 Defining the American dream is personal, and no one individual will have the same definition as another. But the feelings it brings about – success, freedom, and a sense of prosperity – are universal. That’s why, for many people, homeownership remains a key part of the American dream. Your home is your stake in the community,…

A group of people sitting around each other.

If You’re Selling Your House This Summer, Hiring a Pro Is Critical

By Kevin Brierton Team | June 30, 2022

Kevin Brierton – 6.30.2022 It can be tempting, especially with how hot the housing market has been over the past two years, to consider selling your home on your own. But today’s market is at a turning point, making it more essential than ever to work with a real estate professional. Not only will a trusted real estate…

A piggy bank with a small house on top of it.

Homeownership Could Be in Reach with Down Payment Assistance Programs

By Kevin Brierton Team | June 29, 2022

Kevin Brierton – 6.29.2022 A recent survey from Bankrate asks prospective buyers to identify the biggest obstacles in their homebuying journey. It found that 36% of those polled said saving for a down payment is one of their primary hurdles to buying a home. If you feel the same way, the good news is there are many down payment…

A woman is standing in front of the door.

A Key Opportunity for Homebuyers

By Kevin Brierton Team | June 28, 2022

Kevin Brierton – 6.28.2022 There’s no denying the housing market has delivered a fair share of challenges to homebuyers over the past two years. Two of the biggest hurdles homebuyers faced during the pandemic were the limited number of homes for sale and the intensity and frequency of bidding wars. But those two things have…

A bird 's eye view of houses and trees.

Two Reasons Why Today’s Housing Market Isn’t a Bubble

By Kevin Brierton Team | June 27, 2022

Kevin Brierton – 6.27.2022 You may be reading headlines and hearing talk about a potential housing bubble or a crash, but it’s important to understand that the data and expert opinions tell a different story. A recent survey from Pulsenomics asked over one hundred housing market experts and real estate economists if they believe the housing market is in…

A white house with two garage doors and a driveway.

Homeownership Is a Great Hedge Against the Impact of Rising Inflation

By Kevin Brierton Team | June 23, 2022

Kevin Brierton – 6.23.2022 If you’re following along with the news today, you’ve heard about rising inflation. Today, inflation is at a 40-year high. According to the National Association of Home Builders (NAHB): “Consumer prices accelerated again in May as shelter, energy and food prices continued to surge at the fastest pace in decades. This marked the third straight month…

A man carrying his son on his shoulders.

Things To Avoid After Applying for a Home Loan

By Kevin Brierton Team | June 22, 2022

Kevin Brierton – 6.22.2022 Once you’ve applied for a mortgage to buy a home, there are some key things to keep in mind. While it’s exciting to start thinking about moving in and decorating, be careful when it comes to making any big purchases. Here are a few things you may not realize you need to…

A stack of coins with a house on top.

The Average Homeowner Gained $64K in Equity over the Past Year

By Kevin Brierton Team | June 21, 2022

Kevin Brierton – 6.21.2022 If you own a home, your net worth likely just got a big boost thanks to rising home equity. Equity is the current value of your home minus what you owe on the loan. And today, based on recent home price appreciation, you’re building that equity far faster than you may expect – here’s…

A woman with an afro looking out of the window.

Why Achieving the Dream of Homeownership Can Be More Difficult for Some Americans

By Kevin Brierton Team | June 20, 2022

Kevin Brierton – 6.20.2022 Today we take time to honor and recognize the past and present experiences of Black Americans. When it comes to real estate specifically, equitable access to housing has come a long way, but the path to homeownership is still steeper for households of color. The Gap in Homeownership Rate in America…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!