Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Your No Excuse Budget

The biggest challenge when it comes to budgeting is getting over any emotions attached to how or why we spend our money.

I want to teach you the No Excuse Budget and how it can help you take control of your money and remove the guessing game.

TIP - Its very important that you do this with anyone that you share finances with ( for example your spouse ). Doing this process alone is impactful but it doesn't work to it fullest unless you complete this together if you have a significant partner in your life.  

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

A woman standing on top of a tree holding onto some leaves.

Why It’s Still a Sellers’ Market

By Kevin Brierton Team | August 4, 2022

Kevin Brierton – 8.4.2022 As there’s more and more talk about the real estate market cooling off from the peak frenzy it saw during the pandemic, you may be questioning what that means for your plans to sell your house. If you’re thinking of making a move, you should know the market is still anything but normal. Even…

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Buying a Home May Make More Financial Sense Than Renting One

By Kevin Brierton Team | August 3, 2022

Kevin Brierton – 8.3.2022 If rising home prices leave you wondering if it makes more sense to rent or buy a home in today’s housing market, consider this. It’s not just home prices that have risen in recent years – rental prices have skyrocketed as well. As a recent article from realtor.com says: “The median rent across the 50 largest US metropolitan…

A row of houses with garage doors on the side.

3 Graphs To Show This Isn’t a Housing Bubble

By Kevin Brierton Team | August 2, 2022

Kevin Brierton – 8.2.2022 With all the headlines and buzz in the media, some consumers believe the market is in a housing bubble. As the housing market shifts, you may be wondering what’ll happen next. It’s only natural for concerns to creep in that it could be a repeat of what took place in 2008. The good…

A red pin on the map indicates where to go.

Why Are People Moving Today?

By Kevin Brierton Team | August 1, 2022

Kevin Brierton – 8.1.2022 Buying a home is a major life decision. That’s true whether you’re purchasing for the first time or selling your house to fuel a move. And if you’re planning to buy a home, you might be hearing about today’s shifting market and wondering what it means for you. While mortgage rates are higher than they were…

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How the Fed Rate Hikes Impact You

By Kevin Brierton Team | July 29, 2022

FOUR WAYS THE FED RATE HIKES MAY IMPACT YOU The Federal Reserve increased short-term interest rates (known as the Federal Funds Rate) by 0.75% on July 27. This means the Fed Funds rate is currently 2.5%. The Prime Rate is based on the Fed Funds rate. The Prime Rate is set by large banks and is often…

A group of people sitting at a table in front of windows.

A Real Estate Professional Helps You Separate Fact from Fiction

By Kevin Brierton Team | July 28, 2022

Kevin Brierton – 7.28.2022 If you’re following the news, chances are you’ve seen or heard some headlines about the housing market that don’t give the full picture. The real estate market is shifting, and when that happens, it can be hard to separate fact from fiction. That’s where a trusted real estate professional comes in.…

A man and woman standing in front of a house.

Want To Buy a Home? Now May Be the Time.

By Kevin Brierton Team | July 27, 2022

Kevin Brierton – 7.27.2022 There are more homes for sale today than at any time last year. So, if you tried to buy a home last year and were outbid or out priced, now may be your opportunity. The number of homes for sale in the U.S. has been growing over the past four months as rising mortgage rates help slow…

A man standing in front of a window opening curtains.

A Window of Opportunity for Homebuyers

By Kevin Brierton Team | July 26, 2022

Kevin Brierton – 7.26.2022 Mortgage rates are much higher today than they were at the beginning of the year, and that’s had a clear impact on the housing market. As a result, the market is seeing a shift back toward the range of pre-pandemic levels for buyer demand and home sales. But the transition back toward…

A wooden easel with money and some houses

What’s Causing Ongoing Home Price Appreciation?

By Kevin Brierton Team | July 25, 2022

Kevin Brierton – 7.25.2022 If you’re thinking about making a move, you probably want to know what’s going to happen to home prices for the rest of the year. While experts say price growth will moderate due to the shifting market, ongoing appreciation is expected. That means home prices won’t fall. Here’s a look at two key reasons experts forecast…

A view of houses from above, with trees in the background.

Think Home Prices Are Going To Fall? Think Again

By Kevin Brierton Team | July 21, 2022

Kevin Brierton – 7.21.2022 Over the last two years, the rate of home prices appreciated at a dramatic pace. While that led to incredible equity gains for homeowners, it’s also caused some buyers to wonder if home prices will fall. It’s important to know the housing market isn’t a bubble about to burst, and home price growth is supported…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!