Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Your No Excuse Budget

The biggest challenge when it comes to budgeting is getting over any emotions attached to how or why we spend our money.

I want to teach you the No Excuse Budget and how it can help you take control of your money and remove the guessing game.

TIP - Its very important that you do this with anyone that you share finances with ( for example your spouse ). Doing this process alone is impactful but it doesn't work to it fullest unless you complete this together if you have a significant partner in your life.  

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

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What’s Going on with Home Prices? Ask a Professional.

By Kevin Brierton Team | December 6, 2022

Kevin Brierton – 12.6.2022 If you’re thinking about buying or selling a home this year, you may have questions about what’s happening with home prices today as the market cools. In the simplest sense, nationally, experts don’t expect prices to come crashing down, but the level of home price moderation will depend on factors like supply and demand in each local…

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Prioritizing Your Wants and Needs as a Homebuyer in Today’s Market

By Kevin Brierton Team | December 5, 2022

Kevin Brierton – 12.5.2022 There’s no denying mortgage rates are higher now than they were last year. And if you’re thinking about buying a home, this may be top of mind for you. That’s because those higher rates impact how much it costs to borrow money for your home loan. As you set out to make a…

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What You Want To Know If You’re Pursuing Your Dream of Homeownership

By Kevin Brierton Team | December 1, 2022

Kevin Brierton – 12.1.2022 If you’re a young adult, you may be thinking about your goals and priorities for the months and years ahead. And if homeownership ranks high on your goal sheet, you’re in good company. Many of your peers are also pursuing their dream of owning a home. The 2022 Millennial & Gen Z Borrower Sentiment…

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Why There Won’t Be a Flood of Foreclosures Coming to the Housing Market

By Kevin Brierton Team | November 30, 2022

Kevin Brierton – 11.30.2022 With the rapid shift that’s happened in the housing market this year, some people are raising concerns that we’re destined for a repeat of the crash we saw in 2008. But in truth, there are many key differences between what’s happening today and the bubble in the early 2000s. One of the reasons…

A green door is in front of the house.

3 Ways You Can Use Your Home Equity

By Kevin Brierton Team | November 29, 2022

Kevin Brierton – 11.29.2022 If you’re a homeowner, odds are your equity has grown significantly over the last few years as home prices skyrocketed and you made your monthly mortgage payments. Home equity builds over time and can help you achieve certain goals. According to the latest Equity Insights Report from CoreLogic, the average borrower with a home loan has almost $300,000 in equity…

A small house with a red bow on it.

Your House Could Be the #1 Item on a Homebuyer’s Wish List During the Holidays

By Kevin Brierton Team | November 28, 2022

Kevin Brierton – 11.28.2022 Each year, homeowners planning to make a move are faced with a decision: sell their house during the holidays or wait. And others who have already listed their homes may think about removing their listings and waiting until the new year to go back on the market. The truth is many buyers want to purchase…

A bird 's eye view of houses and trees.

What Buyers Need To Know About the Inventory of Homes Available for Sale

By Kevin Brierton Team | November 23, 2022

Kevin Brierton – 11.23.2022 If you’re thinking about buying a home, you’re likely trying to juggle your needs, current mortgage rates, home prices, your schedule, and more to try to decide if you want to jump into the market. If this sounds like you, here’s one key factor that could help you with your decision: there…

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What Homeowners Want To Know About Selling in Today’s Market

By Kevin Brierton Team | November 22, 2022

Kevin Brierton – 11.22.2022 If you’re thinking about selling your house, you’re likely hearing about the cooling housing market and wondering what that means for you. While it’s not the peak intensity we saw during the pandemic, we’re still in a sellers’ market. That means you haven’t missed your window. Realtor.com explains: “. . . while prospective home…

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Mortgage Rates Will Come Down, It’s Just a Matter of Time

By Kevin Brierton Team | November 21, 2022

Kevin Brierton – 11.21.2022 This past year, rising mortgage rates have slowed the red-hot housing market. Over the past nine months, we’ve seen fewer homes sold than the previous month as home price growth has slowed. All of this is due to the fact that the average 30-year fixed mortgage rate has doubled this year, severely…

A group of people standing outside of a house.

More People Are Finding the Benefits of Multigenerational Households Today

By Kevin Brierton Team | November 17, 2022

Kevin Brierton – 11.17.2022 If you’re thinking of buying a home and living with siblings, parents, or grandparents, then multigenerational living may be for you. The Pew Research Center defines a multigenerational household as a home with two or more adult generations. And the number of individuals choosing multigenerational living has increased over the past 50 years.…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!