Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Your No Excuse Budget

The biggest challenge when it comes to budgeting is getting over any emotions attached to how or why we spend our money.

I want to teach you the No Excuse Budget and how it can help you take control of your money and remove the guessing game.

TIP - Its very important that you do this with anyone that you share finances with ( for example your spouse ). Doing this process alone is impactful but it doesn't work to it fullest unless you complete this together if you have a significant partner in your life.  

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

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Avoid the Rental Trap in 2023

By Kevin Brierton Team | January 4, 2023

Kevin Brierton – 1.4.2023 If you’re a renter, you likely face an important decision every year: renew your current lease, start a new one, or buy a home. This year is no different. But before you dive too deeply into your options, it helps to understand the true costs of renting moving forward. In the…

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Wondering How Much You Need To Save for a Down Payment?

By Kevin Brierton Team | January 3, 2023

Kevin Brierton – 1.3.2023 If you’re getting ready to buy your first home, you’re likely focused on saving up for everything that purchase involves. One cost that’s likely top of mind is your down payment. But don’t let a common misconception about how much you need to save make the process harder than it could…

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5 potential benefits of using a doctor mortgage program:

By Kevin Brierton Team | January 2, 2023
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What Are Your Goals in the Housing Market This Year?

By Kevin Brierton Team | January 2, 2023

Kevin Brierton – 1.2.2023 If buying or selling a home is part of your dreams for 2023, it’s essential for you to understand today’s housing market, define your goals, and work with industry experts to bring your homeownership vision for the new year into focus. In the last year, high inflation had a big impact on the…

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What is a home equity line of credit (HELOC)?

By Kevin Brierton Team | January 2, 2023

A home equity line of credit (HELOC) is a type of loan that allows you to borrow money using the equity in your home as collateral. It is similar to a credit card in that you are given a line of credit that you can draw from as needed, up to a certain limit. You…

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5 Tips for Improving Your Credit Score and Qualifying for a Mortgage

By Kevin Brierton Team | January 1, 2023

Kevin Brierton – 1.1.2023 If you have credit challenges and are looking to improve your credit score in order to qualify for a mortgage, there are several things you can do to work towards this goal. Here are five tips to help you improve your credit score and increase your chances of getting approved for…

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Planning To Sell Your House? It’s Critical To Hire a Pro.

By Kevin Brierton Team | December 29, 2022

Kevin Brierton – 12.29.2022 With higher mortgage rates and moderating buyer demand, conditions in the housing market are different today. And if you’re thinking of selling your house, it’s important to understand how the market has changed and what that means for you. The best way to make sure you’re in the know is to work with…

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Applying For a Mortgage? Here’s What You Should Avoid Once You Do.

By Kevin Brierton Team | December 28, 2022

Kevin Brierton – 12.28.2022 While it’s exciting to start thinking about moving in and decorating after you’ve applied for your mortgage, there are some key things to keep in mind before you close. Here’s a list of things you may not realize you need to avoid after applying for your home loan. Don’t Deposit Large Sums of Cash Lenders need to…

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Confused About What’s Going on in the Housing Market? Lean on a Professional.

By Kevin Brierton Team | December 27, 2022

Kevin Brierton – 12.27.2022 If you’re thinking about buying or selling a home, you probably want to know what’s really happening with home prices, mortgage rates, housing supply, and more. That’s not an easy task considering how sensationalized headlines are today. Jay Thompson, Real Estate Industry Consultant, explains: “Housing market headlines are everywhere. Many are quite sensational, ending with exclamation points or…

A woman sitting on the ground using her laptop.

Financial Fundamentals for First-Time Homebuyers

By Kevin Brierton Team | December 26, 2022

Kevin Brierton – 12.26.2022 Are you prepping to buy your first home? If so, one of the steps you should take early on is making sure you’re financially ready for your purchase. Here are just a few of the financial fundamentals you’ll need to focus on as you set out to buy a home. Build Your Credit…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!