Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Your No Excuse Budget

The biggest challenge when it comes to budgeting is getting over any emotions attached to how or why we spend our money.

I want to teach you the No Excuse Budget and how it can help you take control of your money and remove the guessing game.

TIP - Its very important that you do this with anyone that you share finances with ( for example your spouse ). Doing this process alone is impactful but it doesn't work to it fullest unless you complete this together if you have a significant partner in your life.  

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

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What Experts Are Saying About the 2023 Housing Market

By Kevin Brierton Team | January 9, 2023

Kevin Brierton 1.9.2023 If you’re thinking about buying or selling a home soon, you probably want to know what you can expect from the housing market this year. In 2022, the market underwent a major shift as economic uncertainty and higher mortgage rates reduced buyer demand, slowed the pace of home sales, and moderated home prices. But what about 2023?…

A man sitting at a table with papers in front of him.

Understanding the Steps of the Homebuying Process

By Kevin Brierton Team | January 8, 2023

Kevin Brierton – 1.8.2023 So you’re ready to buy a house, but you aren’t sure how the whole process works. While each real estate deal is different and can vary in a multitude of ways, for the most part, buying a house is pretty straightforward and follows the same timeline. It’s important to keep a…

A picture of the city skyline with buildings and lights.

2023 Housing Forecast: What to Expect With Rates, Prices, and the Economy!

By Kevin Brierton Team | January 7, 2023

The U.S. housing market in 2022 was a rollercoaster. The year started with home prices at record highs and interest rates still closely holding the all-time lows that were set over the previous two years. This all changed in the summer of 2022 when rates began to tick up to the highest they had been…

A magnifying glass over the word " rental ".

How much does it impact your credit score to have your credit pulled for a new lease or rental?

By Kevin Brierton Team | January 6, 2023

Having your credit checked as part of the rental application process can potentially impact your credit score. Credit checks for rental applications are known as “soft inquiries,” which means they are not visible to lenders and do not affect your credit score. However, if you have a lot of soft inquiries in a short period…

A brown house with red shutters and white garage door.

3 Best Practices for Selling Your House This Year

By Kevin Brierton Team | January 5, 2023

Kevin Brierton – 1.5.2023 A new year brings with it the opportunity for new experiences. If that resonates with you because you’re considering making a move, you’re likely juggling a mix of excitement over your next home and a sense of attachment to your current one. A great way to ease some of those emotions and…

A red brick building with fire escape stairs.

Avoid the Rental Trap in 2023

By Kevin Brierton Team | January 4, 2023

Kevin Brierton – 1.4.2023 If you’re a renter, you likely face an important decision every year: renew your current lease, start a new one, or buy a home. This year is no different. But before you dive too deeply into your options, it helps to understand the true costs of renting moving forward. In the…

Three small plants are growing in a row.

Wondering How Much You Need To Save for a Down Payment?

By Kevin Brierton Team | January 3, 2023

Kevin Brierton – 1.3.2023 If you’re getting ready to buy your first home, you’re likely focused on saving up for everything that purchase involves. One cost that’s likely top of mind is your down payment. But don’t let a common misconception about how much you need to save make the process harder than it could…

A group of doctors standing in front of each other.

5 potential benefits of using a doctor mortgage program:

By Kevin Brierton Team | January 2, 2023
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What Are Your Goals in the Housing Market This Year?

By Kevin Brierton Team | January 2, 2023

Kevin Brierton – 1.2.2023 If buying or selling a home is part of your dreams for 2023, it’s essential for you to understand today’s housing market, define your goals, and work with industry experts to bring your homeownership vision for the new year into focus. In the last year, high inflation had a big impact on the…

A wooden sign with the word heloc on it.

What is a home equity line of credit (HELOC)?

By Kevin Brierton Team | January 2, 2023

A home equity line of credit (HELOC) is a type of loan that allows you to borrow money using the equity in your home as collateral. It is similar to a credit card in that you are given a line of credit that you can draw from as needed, up to a certain limit. You…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!