Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Your No Excuse Budget

The biggest challenge when it comes to budgeting is getting over any emotions attached to how or why we spend our money.

I want to teach you the No Excuse Budget and how it can help you take control of your money and remove the guessing game.

TIP - Its very important that you do this with anyone that you share finances with ( for example your spouse ). Doing this process alone is impactful but it doesn't work to it fullest unless you complete this together if you have a significant partner in your life.  

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

A woman sitting on the side of a boat looking at her phone.

How To Know If You’re Ready to Buy a Home

By Kevin Brierton Team | August 2, 2023

Kevin Brierton – 8.2.2023 If you’re trying to decide if you’re ready to buy a home, there’s probably a lot on your mind. You’re thinking about your finances, today’s mortgage rates and home prices, the limited supply of homes for sale, and more. And, you’re juggling how all of those things will impact the choice you’ll make. While housing…

A cup of coffee on the table

Sellers: Don’t Let These Two Things Hold You Back

By Kevin Brierton Team | August 1, 2023

Kevin Brierton – 8.1.2023 Many homeowners thinking about selling have two key things holding them back. That’s feeling locked in by today’s higher mortgage rates and worrying they won’t be able to find something to buy while supply is so low. Let’s dive into each challenge and give you some helpful advice on how to overcome these…

A group of people sitting around each other.

Pricing Your House Right Still Matters Today

By Kevin Brierton Team | July 31, 2023

Kevin Brierton – 7.31.2023 While this isn’t the frenzied market we saw during the â€˜unicorn’ years, homes that are priced right are still selling quickly and seeing multiple offers right now. That’s because the number of homes for sale is still so low. Data from the National Association of Realtors (NAR) shows 76% of homes sold within a month and the average…

A group of people riding bikes down the street.

Homebuyers Are Still More Active Than Usual

By Kevin Brierton Team | July 27, 2023

Kevin Brierton – 7.27.2023 Even though the housing market is no longer experiencing the frenzy that was so characteristic of the last couple of years, it doesn’t mean today’s market is at a standstill. In actuality, buyer traffic is still strong today. The ShowingTime Showing Index is a measure of how much buyers are touring homes. The graph…

A row of houses on the side of a street.

Tips for Making Your Best Offer on a Home

By Kevin Brierton Team | July 26, 2023

Kevin Brierton – 7.26.2023 While the wild ride that was the â€˜unicorn’ years of housing is behind us, today’s market is still competitive in many areas because the supply of homes for sale is still low. If you’re looking to buy a home this season, know that the peak frenzy of bidding wars is in the rearview mirror, but you may…

A woman sitting at a table with her phone and laptop.

Don’t Fall for the Next Shocking Headlines About Home Prices

By Kevin Brierton Team | July 25, 2023

Kevin Brierton – 7.25.2023 If you’re thinking of buying or selling a home, one of the biggest questions you have right now is probably: what’s happening with home prices? And it’s no surprise you don’t have the clarity you need on that topic. Part of the issue is how headlines are talking about prices. They’re basing their negative news by comparing current stats…

A red and white paper house sitting on top of green leaves.

Foreclosure Numbers Today Aren’t Like 2008

By Kevin Brierton Team | July 24, 2023

Kevin Brierton – 7.24.2023 If you’ve been keeping up with the news lately, you’ve probably come across headlines talking about the increase in foreclosures in today’s housing market. This may have left you with some uncertainty, especially if you’re considering buying a home. It’s important to understand the context of these reports to know the truth…

A person sitting in an adirondack chair on the porch of a house.

Owning Your Home Helps You Build Wealth

By Kevin Brierton Team | July 20, 2023

Kevin Brierton – 7.20.2023 You may have heard some people say it’s better to rent than buy a home right now. But, even today, there are lots of good reasons to become a homeowner. One of them is that owning a home is typically viewed as a good long-term investment that helps your net worth grow over time. Homeownership Builds Wealth Regardless of…

A view of houses from above, showing the streets.

Explaining Today’s Mortgage Rates

By Kevin Brierton Team | July 19, 2023

Kevin Brierton – 7.19.2023 If you’re following mortgage rates because you know they impact your borrowing costs, you may be wondering what the future holds for them. Unfortunately, there’s no easy way to answer that question because mortgage rates are notoriously hard to forecast.   But, there’s one thing that’s historically a good indicator of what’ll happen with rates, and…

A group of people playing soccer in the grass.

Homebuyers Are Getting Used to the New Normal

By Kevin Brierton Team | July 18, 2023

Kevin Brierton – 7.18.2023 Before you decide to sell your house, it’s important to know what you can expect in the current housing market. One positive trend right now is homebuyers are adapting to today’s mortgage rates and getting used to them as the new normal. To better understand what’s been happening with mortgage rates lately, the…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!