Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Beware of Homeowner "Final Notice" Letters... Read the fine print

I recently received a call from a past client who received a letter similar to this one. Unfortunately, I was unable to prevent them from paying for a home warranty they didn't need.

I want to caution you about letters that arrive in the mail and use scare tactics to prompt action. These third-party entities may attempt to sell you unnecessary life insurance, home warranties, or even charge you for a copy of your deed of trust. In this week's Saturday Strategy video, I will share an example of a mailer I recently received.

It is crucial to carefully read the fine print and remember that you can always send us a photo of the mailer to obtain our opinion before taking any action.

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

* Did you know we can finance in 45 states?

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If You’re Thinking of Selling Your House This Fall, Hire a Pro

By Kevin Brierton Team | September 29, 2022

Kevin Brierton – 9.29.2022 Today’s market is at a turning point, making it more essential than ever to work with a real estate professional. Not only will a trusted real estate advisor keep you updated and help you make the best decisions based on current market trends, but they’re also experts in managing the many aspects…

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Why You Should Consider Condos as Part of Your Home Search

By Kevin Brierton Team | September 28, 2022

Kevin Brierton – 9.28.2022 The historically low inventory over the past few years led to challenges for many buyers trying to find a home that met their needs and their budget. If you’re in the same boat, you should know the recent shift in the housing market may have opened up doors for you to…

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How an Expert Can Help You Understand Inflation & Mortgage Rates

By Kevin Brierton Team | September 27, 2022

Kevin Brierton – 9.27.2022 If you’re following today’s housing market, you know two of the top issues consumers face are inflation and mortgage rates. Let’s take a look at each one. Inflation and the Housing Market This year, inflation reached a high not seen in forty years. For the average consumer, you probably felt the pinch at the gas…

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The True Strength of Homeowners Today

By Kevin Brierton Team | September 26, 2022

Kevin Brierton – 9.26.2022 The real estate market is on just about everyone’s mind these days. That’s because the unsustainable market of the past two years is behind us, and the difference is being felt. The question now is, just how financially strong are homeowners throughout the country? Mortgage debt grew beyond 10 trillion dollars over the past…

A man and woman sitting on the couch looking at a laptop.

What Experts Say Will Happen with Home Prices Next Year

By Kevin Brierton Team | September 22, 2022

Kevin Brierton – 9.22.2022 Experts are starting to make their 2023 home price forecasts. As they do, most agree homes will continue to gain value, just at a slower pace. Over the past couple of years, home prices have risen at an unsustainable rate, leaving many to wonder how long it would last. If you’re asking yourself: what’s…

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Top Reasons Homeowners Are Selling Their Houses Right Now

By Kevin Brierton Team | September 21, 2022

Kevin Brierton – 9.21.2022 Some people believe there’s a group of homeowners who may be reluctant to sell their houses because they don’t want to lose the historically low mortgage rate they have on their current home. You may even have the same hesitation if you’re thinking about selling your house. Data shows 51% of homeowners have a mortgage rate…

A person holding up a bag of money next to a wooden house.

Watching the Stock Market? Check the Value of Your Home for Good News.

By Kevin Brierton Team | September 20, 2022

Kevin Brierton – 9.20.2022 While watching the stock market recently may have started to feel pretty challenging, checking the value of your home should come as welcome relief in this volatile time. If you’re a homeowner, your net worth got a big boost over the past few years thanks to rising home prices. And that increase in…

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Will My House Still Sell in Today’s Market?

By Kevin Brierton Team | September 19, 2022

Kevin Brierton – 9.19.2022 If recent headlines about the housing market cooling and buyer demand moderating have you worried you’ve missed your chance to sell, here’s what you need to know. Buyer demand hasn’t disappeared, it’s just eased from the peak intensity we saw over the past two years. Buyer Demand Then and Now During the pandemic, mortgage…

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Buyers Are Regaining Some of Their Negotiation Power in Today’s Housing Market

By Kevin Brierton Team | September 15, 2022

Kevin Brierton – 9.15.2022 If you’re thinking about buying a home today, there’s welcome news. Even though it’s still a sellers’ market, it’s a more moderate sellers’ market than last year. And the days of feeling like you may need to waive contingencies or pay drastically over asking price to get your offer considered may be…

A bird 's eye view of houses and streets.

Is the Real Estate Market Slowing Down, or Is This a Housing Bubble?

By Kevin Brierton Team | September 14, 2022

Kevin Brierton – 9.14.2022 The talk of a housing bubble in the coming year seems to be at a fever pitch as rising mortgage rates continue to slow down an overheated real estate market. Over the past two years, home prices have appreciated at an unsustainable pace causing many to ask: are things just slowing down, or is…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!