Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Your No Excuse Budget

The biggest challenge when it comes to budgeting is getting over any emotions attached to how or why we spend our money.

I want to teach you the No Excuse Budget and how it can help you take control of your money and remove the guessing game.

TIP - Its very important that you do this with anyone that you share finances with ( for example your spouse ). Doing this process alone is impactful but it doesn't work to it fullest unless you complete this together if you have a significant partner in your life.  

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

Finding Your Ideal Mortgage Rate: What Number Are You Waiting For?

By Kevin Brierton Team | September 29, 2024

If you’ve been keeping an eye on the housing market the last few years, you likely already know how much the mortgage rates have significantly impacted the industry. Many people (maybe yourself included) have found it extremely challenging to afford jumping into the market. However, recent developments offer some encouraging news—mortgage rates have begun to…

Understanding Mortgage Trigger Leads: A Guide for Homebuyers 

By Kevin Brierton Team | September 27, 2024

Starting your journey to secure a mortgage can unexpectedly open the floodgates to calls, emails, and letters from various mortgage lenders. This overwhelming influx is often due to something called “mortgage trigger leads.” If it feels like your personal information is suddenly in high demand, you’re not alone. Many homebuyers find this practice intrusive.  We’re…

7 ROUTINES TO MAKE YOUR DAYS MORE PRODUCTIVE

By Kevin Brierton Team | September 26, 2024

Follow a Regular Sleep Schedule. Getting a good night’s sleep is the first step to being more productive and accomplishing more in the day. Experts say waking up at the same time each day supports healthier sleep. Do Some Morning Tasks the Night Before. There are lots of little things to do in the morning before you…

5 REASONS BUYERS SHOULD JUMP IN NOW

By Kevin Brierton Team | September 25, 2024

The real estate market is shifting. Here’s why buyers should take advantage of those changes and get into the market right now. The inventory of homes for sale is growing. Conditions vary from market to market, but nationally the months’ supply of homes for sale has grown. We aren’t back to historic norms, but there…

US housing inventory, 1983-2023, thousands.

Understanding the Current Housing Market: Why Home Prices Are Rising

By Kevin Brierton Team | July 2, 2024

The housing market has been a hot topic of discussion lately, with many experts and online commentators predicting an imminent crash. Despite these gloomy predictions, residential home prices have hit a new all-time median price record high in May and have been on an upward trend for 11 consecutive months. How is this possible? Let’s…

A blue couch in front of two tables.

Maximize Your Real Estate Deals with Smart Occupancy Negotiations

By Kevin Brierton Team | May 13, 2024

HOW SELLERS & BUYERS CAN BENEFIT SELLERS: ARE YOU NOT READY TO MOVE JUST YET? A seller may be reluctant to list their home for sale because they don’t want to be pressured to move out of the house right away. One way to avoid that pressure is to negotiate for a longer “occupancy” period. For example,…

Overcoming Housing Market Fears

By Kevin Brierton Team | May 6, 2024

The recent headlines broadcasting mortgage rates surpassing the 7% mark have instilled a sense of apprehension among potential homebuyers. In a market perceived as increasingly unaffordable, it’s easy to feel discouraged. However, with the right mortgage strategy, you can transform this challenging market into an opportunity. Historical Perspective on Mortgage Rates While current rates hovering…

A man with a suit and tie smiling for the camera.

TWO WAYS TO BE MORE STRATEGIC WITH YOUR CREDIT 

By Kevin Brierton Team | April 29, 2024

THESE 2 TIPS CAN IMPROVE YOUR CREDIT SCORE BY UP TO 25% BE STRATEGIC ABOUT YOUR LENGTH OF CREDIT HISTORY 1 – Your length of credit history looks at how long your accounts have been opened. This has a 15% impact on your score. The longer your accounts have been opened, the higher your score…

A man standing in front of an open window.

Why You Want an Agent’s Advice for Your Move

By Kevin Brierton Team | March 7, 2024

No matter how you slice it, buying or selling a home is a big decision. And when you’re going through any change in your life and you need some guidance, what do you do? You get advice from people who know what they’re talking about. Moving is no exception. You need insights from the pros to help you feel…

Man in gray coat using phone on street.

The Truth About Down Payments

By Kevin Brierton Team | March 4, 2024

The Truth About Down Payments If you’re planning to buy your first home, saving up for all the costs involved can feel daunting, especially when it comes to the down payment. That might be because you’ve heard you need to save 20% of the home’s price to put down. Well, that isn’t necessarily the case. Unless specified by…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!