Why Pre-Approval Is Your Homebuying Game Changer

A white model house sitting on top of a table.

Kevin Brierton – 1.4.2024 If you’re thinking about buying a home, pre-approval is a crucial part of the process you don’t want to skip. So, before you start picturing yourself in your new living room or dining on your future all-season patio, be sure you’re working with a trusted lender to prioritize this essential step.…

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Beginning with Pre-Approval

A key with a house shaped keychain hanging from the handle of a door knob.

Kevin Brierton – 9.25.2023 If you’re looking to buy a home this fall, there are a few things you need to know. Affordability is tight with today’s mortgage rates and rising home prices. At the same time, there’s a limited number of homes on the market right now and that’s creating some competition among buyers. But, if you’re strategic, there…

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How To Know If You’re Ready to Buy a Home

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Kevin Brierton – 8.2.2023 If you’re trying to decide if you’re ready to buy a home, there’s probably a lot on your mind. You’re thinking about your finances, today’s mortgage rates and home prices, the limited supply of homes for sale, and more. And, you’re juggling how all of those things will impact the choice you’ll make. While housing…

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The Power of Pre-Approval

A white puzzle piece house on top of blue background.

Kevin Brierton – 4.24.2023 If you’re buying a home this spring, today’s housing market can feel like a challenge. With so few houses on the market right now, plus higher mortgage rates, it’s essential to have a firm grasp on your homebuying budget. You’ll also need a sense of determination to find the right house…

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Balancing Your Wants and Needs as a Homebuyer This Spring

A woman is doing yoga in her living room.

Kevin Brierton – 3.15.2023 Though there are more homes for sale now than there were at this time last year, there’s still an undersupply with fewer houses available than in more normal, pre-pandemic years. The Monthly Housing Market Trends Report from realtor.com puts it this way:  “While the number of homes for sale is increasing,…

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Pre-Approval in 2023: What You Need To Know

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Kevin Brierton – 1.19.2023 One of the first steps in your home-buying journey is getting pre-approved. To understand why it’s such an important step, you need to understand what pre-approval is and what it does for you. Business Insider explains: “In a preapproval [sic], the lender tells you which types of loans you may be eligible to take out, how much you…

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Applying For a Mortgage? Here’s What You Should Avoid Once You Do.

A living room with chairs and tables in it

Kevin Brierton – 12.28.2022 While it’s exciting to start thinking about moving in and decorating after you’ve applied for your mortgage, there are some key things to keep in mind before you close. Here’s a list of things you may not realize you need to avoid after applying for your home loan. Don’t Deposit Large Sums of Cash Lenders need to…

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Financial Fundamentals for First-Time Homebuyers

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Kevin Brierton – 12.26.2022 Are you prepping to buy your first home? If so, one of the steps you should take early on is making sure you’re financially ready for your purchase. Here are just a few of the financial fundamentals you’ll need to focus on as you set out to buy a home. Build Your Credit…

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Pre-Approval Is a Critical First Step on Your Homebuying Journey

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Kevin Brierton – 10.24.2022 If you’re planning to buy a home this year, one of the first steps on your journey is getting pre-approved. Especially in today’s market when mortgage rates are higher than they were just a few months ago, getting a mortgage pre-approval can be a game changer. Here’s why. What Is Pre-Approval? To better understand why pre-approval is key, it’s…

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Why Pre-Approval Is a Game Changer for Homebuyers

A bunch of keys that are on top of a table.

Kevin Brierton – 7.19.2022 If you’re planning to buy a home this year, you might have heard that pre-approval is a necessary step to take before starting out on your journey. But why is that? And is it still important in today’s shifting market? The truth is, getting a pre-approval letter from your lender is critical, and when…

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Why Pre-Approval Is an Important Step for Today’s Homebuyers

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Kevin Brierton – 4.19.2022 Being intentional and competitive are musts when buying a home this season. That’s why pre-approval is so important today. Pre-approval from a lender is the only way to know your true price range and how much money you can borrow for your loan. Peter Warden, Editor of The Mortgage Reports, explains: “The lender will check…

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