Why Home Loans Today Aren’t What They Were in the Past

By Kevin Brierton Team | June 1, 2022
A view of houses and cars in the evening.

Kevin Brierton – 6.1.2022 In today’s housing market, many are beginning to wonder if we’re returning to the riskier lending habits and borrowing options that led to the housing crash 15 years ago. Let’s ease those concerns. Several times a year, the Mortgage Bankers Association (MBA) releases an index titled the Mortgage Credit Availability Index (MCAI). According to their website: “The MCAI…

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