Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Your No Excuse Budget

The biggest challenge when it comes to budgeting is getting over any emotions attached to how or why we spend our money.

I want to teach you the No Excuse Budget and how it can help you take control of your money and remove the guessing game.

TIP - Its very important that you do this with anyone that you share finances with ( for example your spouse ). Doing this process alone is impactful but it doesn't work to it fullest unless you complete this together if you have a significant partner in your life.  

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

A white pig sitting on top of a wooden board.

Homeowners Have Incredible Equity To Leverage Right Now

By Kevin Brierton Team | May 15, 2023

Kevin Brierton – 5.15.2023 Even though home prices have moderated over the last year, many homeowners still have an incredible amount of equity. But what is equity? In the simplest terms, equity is the difference between the market value of your home and the amount you owe on your mortgage. The National Association of Realtors…

A cardboard house with red and yellow decorations.

The Best Time To Sell Your House Is When Others Aren’t Selling

By Kevin Brierton Team | May 11, 2023

Kevin Brierton – 5.11.2023 If you’re thinking about selling your house, you should know the number of homes for sale right now is low. That’s because, this season, there are fewer sellers listing their houses for sale than the norm. Looking back at every April since 2017, the only year when fewer sellers listed their…

A woman holding an open calendar in her hands.

The Impact of Inflation on Mortgage Rates

By Kevin Brierton Team | May 10, 2023

Kevin Brierton – 5.10.2023 If you’re reading headlines about inflation or mortgage rates, you may see something about the recent decision from the Federal Reserve (the Fed). But what does it mean for you, the housing market, and your plans to buy a home? Here’s what you need to know. Inflation and the Housing Market While…

A small toy house sitting on top of a table.

Why Today’s Housing Market Is Not About To Crash

By Kevin Brierton Team | May 9, 2023

Kevin Brierton – 5.9.2023 There’s been some concern lately that the housing market is headed for a crash. And given some of the affordability challenges in the housing market, along with a lot of recession talk in the media, it’s easy enough to understand why that worry has come up. But the data clearly shows…

A row of houses under construction on the side of a street.

It May Be Time To Consider a Newly Built Home

By Kevin Brierton Team | May 8, 2023

Kevin Brierton – 5.8.2023 If you’re looking to buy a house, you may find today’s limited supply of homes available for sale challenging. When housing inventory is as low as it is right now, it can feel like a bit of an uphill battle to find the perfect home for you because there just isn’t…

A woman sitting at a table writing on paper.

How Homeowners Win When They Downsize

By Kevin Brierton Team | May 4, 2023

Kevin Brierton – 5.4.2023 Downsizing has long been a popular option when homeowners reach retirement age. But there are plenty of other life changes that could make downsizing worthwhile. Homeowners who have experienced a change in their lives or no longer feel like their house fits their needs may benefit from downsizing too. U.S. News…

A yellow arrow is going up and down

Buyer Activity Is Up Despite Higher Mortgage Rates

By Kevin Brierton Team | May 3, 2023

Kevin Brierton – 5.3.2023 If you’re a homeowner thinking about making a move, you may wonder if it’s still a good time to sell your house. Here’s the good news. Even with higher mortgage rates, buyer traffic is actually picking up speed. Data from the latest ShowingTime Showing Index, which is a measure of buyers actively…

A street with houses and trees on the side.

A Recession Doesn’t Equal a Housing Crisis

By Kevin Brierton Team | May 2, 2023

Kevin Brierton – 5.2.2023 Everywhere you look, people are talking about a potential recession. And if you’re planning to buy or sell a house, this may leave you wondering if your plans are still a wise move. To help ease your mind, experts are saying that if we do officially enter a recession, it’ll be…

Three women sitting on steps outside a house.

Why Buying a Home Makes More Sense Than Renting Today

By Kevin Brierton Team | May 1, 2023

Kevin Brierton – 5.1.2023 Wondering if you should continue renting or if you should buy a home this year? If so, consider this. Rental affordability is still a challenge and has been for years. That’s because, historically, rents trend up over time. Data from the Census shows rents have been climbing pretty steadily since 1988. …

A man sitting down reading the paper.

Why Today’s Foreclosure Numbers Are Nothing Like 2008

By Kevin Brierton Team | April 27, 2023

Kevin Brierton – 4.27.2023 You’ve likely seen headlines about the number of foreclosures climbing in today’s housing market. That may leave you with a few questions, especially if you’re thinking about buying a house. Understanding what they really mean is mission-critical if you want to know the truth about what’s happening today. According to a…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!