Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Your No Excuse Budget

The biggest challenge when it comes to budgeting is getting over any emotions attached to how or why we spend our money.

I want to teach you the No Excuse Budget and how it can help you take control of your money and remove the guessing game.

TIP - Its very important that you do this with anyone that you share finances with ( for example your spouse ). Doing this process alone is impactful but it doesn't work to it fullest unless you complete this together if you have a significant partner in your life.  

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

A man is looking at the temperature on an outside thermometer.

Eco-Friendly, Energy-Efficient Homes Attract Buyers

By Kevin Brierton Team | June 21, 2023

Kevin Brierton – 6.21.2023 Are you planning to sell your house? If so, you may be surprised to hear just how much buyers value energy efficiency and eco-friendly features today. This is especially true as summer officially kicks off. In fact, the 2023 Realtors and Sustainability Report from the National Association of Realtors (NAR) shows…

A small house sitting on top of a wooden table.

Why the Median Home Price Is Meaningless in Today’s Market

By Kevin Brierton Team | June 20, 2023

Kevin Brierton – 6.20.2023 The National Association of Realtors (NAR) will release its latest Existing Home Sales (EHS) report later this week. This monthly report provides information on the sales volume and price trend for previously owned homes. In the upcoming release, it’ll likely say home prices are down. This may feel a bit confusing,…

A woman sitting on the ground looking at her phone.

Saving for a Down Payment? Here’s What You Need To Know.

By Kevin Brierton Team | June 19, 2023

Kevin Brierton – 6.19.2023 If you’re planning to buy your first home, then you’re probably focused on saving for all the costs involved in such a big purchase. One of the expenses that may be at the top of your mind is your down payment. If you’re intimidated by how much you need to save…

A house with a garage and lawn in front of it.

Why Buying or Selling a Home Helps the Economy and Your Community

By Kevin Brierton Team | June 15, 2023

Kevin Brierton – 6.15.2023 If you’re thinking about buying or selling a house, it’s important to know that it doesn’t just affect your life, but also your community. The National Association of Realtors (NAR) releases a report every year to show how much economic activity is generated by home sales. The chart below illustrates that…

A yellow house sitting on top of some coins.

A Drop in Equity Doesn’t Mean Low Equity

By Kevin Brierton Team | June 14, 2023

Kevin Brierton – 6.14.2023 You may see media coverage talking about a drop in homeowner equity. What’s important to understand is that equity is tied closely to home values. So, when home prices appreciate, you can expect equity to grow. And when home prices decline, equity does too. Here’s how this has played out recently. …

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Your Needs Matter More Than Today’s Mortgage Rates

By Kevin Brierton Team | June 13, 2023

Kevin Brierton – 6.13.2023 If you’re thinking about selling your house right now, chances are it’s because something in your life has changed. And, while things like mortgage rates are a key part of your decision on what you’ll buy next, it’s important to not lose sight of the reason you want to make a…

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Are Home Prices Going Up or Down? That Depends…

By Kevin Brierton Team | June 12, 2023

Kevin Brierton – 6.12.2023 Media coverage about what’s happening with home prices can be confusing. A large part of that is due to the type of data being used and what they’re choosing to draw attention to. For home prices, there are two different methods used to compare home prices over different time periods: year-over-year…

A man holding a cup of coffee in his hand.

This Real Estate Market Is the Strongest of Our Lifetime

By Kevin Brierton Team | June 8, 2023

Kevin Brierton – 6.8.2023 When you look at the numbers today, the one thing that stands out is the strength of this housing market. We can see this is one of the most foundationally strong housing markets of our lifetime – if not the strongest housing market of our lifetime. Here are two fundamentals that…

A hand holding a cube with percentages on it.

The Main Reason Mortgage Rates Are So High

By Kevin Brierton Team | June 7, 2023

Kevin Brierton – 6.7.2023 Today’s mortgage rates are top-of-mind for many homebuyers right now. As a result, if you’re thinking about buying for the first time or selling your current house to move into a home that better fits your needs, you may be asking yourself these two questions:  Here’s context you need to help…

A view of the sun setting over a neighborhood.

Real Estate Is Still Considered the Best Long-Term Investment

By Kevin Brierton Team | June 6, 2023

Kevin Brierton – 6.6.2023 With all the headlines circulating about home prices and rising mortgage rates, you may wonder if it still makes sense to invest in homeownership right now. A recent poll from Gallup shows the answer is yes. In fact, real estate was voted the best long-term investment for the 11th consecutive year,…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!