Saturday Strategy
Mortgage FAQ's, did you knows and much more...
Beware of Homeowner "Final Notice" Letters... Read the fine print
I recently received a call from a past client who received a letter similar to this one. Unfortunately, I was unable to prevent them from paying for a home warranty they didn't need.
I want to caution you about letters that arrive in the mail and use scare tactics to prompt action. These third-party entities may attempt to sell you unnecessary life insurance, home warranties, or even charge you for a copy of your deed of trust. In this week's Saturday Strategy video, I will share an example of a mailer I recently received.
It is crucial to carefully read the fine print and remember that you can always send us a photo of the mailer to obtain our opinion before taking any action.
P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home? We'd love to help! You can just text/call me at 480.553.8770.
* Did you know we can finance in 45 states?
Should You Sell Your House As-Is or Make Repairs?
Should You Sell Your House As-Is or Make Repairs? A recent study from the National Association of Realtors (NAR) shows most sellers (61%) completed at least minor repairs when selling their house. But sometimes life gets in the way and that’s just not possible. Maybe that’s why, 39% of sellers chose to sell as-is instead (see chart below): If you’re feeling stressed because…
Renting vs. Buying: The Net Worth Gap You Need To See
Trying to decide between renting or buying a home? One key factor that could help you choose is just how much homeownership can grow your net worth. Every three years, the Federal Reserve Board shares a report called the Survey of Consumer Finances (SCF). It shows how much wealth homeowners and renters have – and the difference is significant. On…
Finding Your Ideal Mortgage Rate: What Number Are You Waiting For?
If you’ve been keeping an eye on the housing market the last few years, you likely already know how much the mortgage rates have significantly impacted the industry. Many people (maybe yourself included) have found it extremely challenging to afford jumping into the market. However, recent developments offer some encouraging news—mortgage rates have begun to…
Understanding Mortgage Trigger Leads: A Guide for Homebuyers
Starting your journey to secure a mortgage can unexpectedly open the floodgates to calls, emails, and letters from various mortgage lenders. This overwhelming influx is often due to something called “mortgage trigger leads.” If it feels like your personal information is suddenly in high demand, you’re not alone. Many homebuyers find this practice intrusive. We’re…
7 ROUTINES TO MAKE YOUR DAYS MORE PRODUCTIVE
Follow a Regular Sleep Schedule. Getting a good night’s sleep is the first step to being more productive and accomplishing more in the day. Experts say waking up at the same time each day supports healthier sleep. Do Some Morning Tasks the Night Before. There are lots of little things to do in the morning before you…
5 REASONS BUYERS SHOULD JUMP IN NOW
The real estate market is shifting. Here’s why buyers should take advantage of those changes and get into the market right now. The inventory of homes for sale is growing. Conditions vary from market to market, but nationally the months’ supply of homes for sale has grown. We aren’t back to historic norms, but there…
Understanding the Current Housing Market: Why Home Prices Are Rising
The housing market has been a hot topic of discussion lately, with many experts and online commentators predicting an imminent crash. Despite these gloomy predictions, residential home prices have hit a new all-time median price record high in May and have been on an upward trend for 11 consecutive months. How is this possible? Let’s…
Maximize Your Real Estate Deals with Smart Occupancy Negotiations
HOWÂ SELLERS & BUYERS CAN BENEFIT SELLERS: ARE YOU NOT READY TO MOVE JUST YET? A seller may be reluctant to list their home for sale because they don’t want to be pressured to move out of the house right away. One way to avoid that pressure is to negotiate for a longer “occupancy” period. For example,…
TWO WAYS TO BE MORE STRATEGIC WITH YOUR CREDIT
THESE 2 TIPS CAN IMPROVE YOUR CREDIT SCORE BY UP TO 25% BE STRATEGIC ABOUT YOUR LENGTH OF CREDIT HISTORY 1 – Your length of credit history looks at how long your accounts have been opened. This has a 15% impact on your score. The longer your accounts have been opened, the higher your score…
P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!