How much does it impact your credit score to have your credit pulled for a new lease or rental?

Having your credit checked as part of the rental application process can potentially impact your credit score. Credit checks for rental applications are known as “soft inquiries,” which means they are not visible to lenders and do not affect your credit score.

However, if you have a lot of soft inquiries in a short period of time, it could be a red flag to lenders that you are taking on a lot of new debt, which could potentially impact your credit score.

It’s worth noting that some landlords may run a “hard inquiry” on your credit, which is visible to lenders and can affect your credit score. Hard inquiries occur when you apply for credit, such as a loan or credit card. It’s important to ask the landlord or property manager if they will be running a hard inquiry on your credit before you apply.

A hard inquiry may impact your credit score between 0 and 5 points typically.